Should I sell before CGT changes lock in?
Why selling early is usually the wrong move — and when it isn't.
At GPCE Sydney earlier this month our team spoke with 140 medical professionals at our stand. Almost without exception, the same instinctive
reaction surfaced: “The Budget reforms have killed property — I need to sell.”
That reaction is understandable. It is also, in most cases, the wrong move. The Budget did not end property investing. It ended unstructured property investing.
What the Budget did do is shift the rules in ways that demand portfolio advice — not transactional decisions made under pressure. Four questions now define every property investor's next move:
Why selling early is usually the wrong move — and when it isn't.
How grandfathering, the indexation method, and your marginal tax rate actually interact under the new regime.
What the proposed 30% minimum tax on trust income from July 2028 means for existing structures — and what it doesn't.
The cash-flow buffer strategy, the equity-to-income strategy, and how to position for the new-build opportunity.
Head of Property Economics, Ramsey Property Wealth
Dr Prabath leads original research on property cycle dynamics, capital flows, and portfolio optimisation. His proprietary modelling framework analyses tens of thousands of portfolio scenarios to identify the strategies that maximise long-term wealth under specific tax and rate regimes. The framework underpins every Ramsey client portfolio.
CEO & Founder
Ewan founded Ramsey Property Wealth to deliver institutional-grade property advisory to high-income professionals who want their portfolios built and managed properly. The firm now manages $640M+ in client property portfolios across Australia under ACL 389087.
Limited to 250 attendees. Live attendance only — no recording will be released.
We'll send a brief confirmation call so you know your seat is secured and you have the Zoom link in hand. No sales pitch.