Brisbane’s Top Growth Corridors: Where Our PhD Economist Says to Invest in 2026

Dr Prabath, Ramsey’s Head of Property Economics, identifies Brisbane’s highest-potential growth corridors for 2026 using original vacancy, yield, and infrastructure analysis

Buyers Agent vs Property Advisory: A Strategic Distinction for Interstate Investors

The difference between a Buyers Agent and an integrated property advisory - and why it matters when you’re investing interstate. Fixed fees, guarantees, and ongoing management explained.

Buying Investment Property in Queensland from Interstate: A Strategic Perspective for 2026

A step-by-step guide for Sydney and Melbourne professionals buying QLD investment property remotely. Contracts, lending, inspections, and settlement - managed without visiting.

The New Rules of Property Investment in a Higher Rate Environment

Understand how to invest in property during rising interest rates. Learn how experienced investors adapt and build strong portfolios.

Property Portfolio Strategy: How to Scale Without Overexposure

Learn how to scale your property portfolio with structure, strategy, and control. Avoid overexposure and build long-term wealth with expert guidance.

How Borrowing Capacity Is Shaping Property Investment Decisions in 2026

In 2026, borrowing capacity is one of the biggest factors shaping property investment decisions in Australia. This article explains how lending policy, serviceability rules, and rental strategy impact portfolio growth and what investors should focus on to build a sustainable portfolio.

Brisbane Property Window Is Closing Faster Than You Think

Brisbane has just been ranked the best city in the world to raise a family. Simultaneously, Sydney's auction clearance rate collapsed to 43.59%. The two-market divergence has never been more pronounced, and the window to act at current price points is measurably closing.

What Property Investors Should Watch Heading Into 2026

As 2026 unfolds, property investors face a more selective and structured market environment. From lending shifts and supply pipelines to rental sustainability and diversification trends, this article outlines the key factors shaping portfolio performance and what strategic investors should monitor heading into the year ahead.

The Shift Away From Short-Term Rentals Among Australian Investors

By 2026, most Australian investors have moved away from short-term rentals in favour of long-term stability. This article explores why regulation, management complexity, and income volatility reshaped investor behaviour and what this shift means for yields, vacancy risk, and long-term property strategy.

What to Look Out for When Appointing a Professional Property Wealth Advisory Firm in 2026

Not all “Property Strategists” are built the same. Before you appoint a local Buyer’s Agent posing as a wealth advisor, read this. Discover the key red flags to avoid and what true portfolio strategy should really look like.

The Early Bird Gets the Property

If you’ve been considering investing in property, now is the moment to move. While many investors wait for “the perfect time,” the truth is that getting started in November can provide a strategic edge. At Ramsey Property Wealth, we believe that by acting now you’ll position yourself better for the long-term. Here’s why.

How Passive Income from Property Investment Can Transform Your Life

Discover how strategic property investment can create sustainable passive income and transform financial independence.

This article explores how a well-structured portfolio can generate $130,000 annually, the benefits of diversifying across property types, and why building long-term cash flow is key to achieving security, flexibility, and freedom of choice.

Why Playing It Safe Is the Biggest Risk of All in Property Investment

Playing it safe in property investment can sometimes be the riskiest move of all. This article explores why relying on familiar, local markets may limit growth and increase exposure to downturns  and how diversification across regions and property types can build a stronger, more resilient portfolio for the future.

Which Property Type Is Right for Your Investment Goals

From classic single-key homes to innovative co-living spaces and specialist NDIS properties, each option serves a different purpose within a long-term strategy.

In this blog, we break down five of the most popular property types, their benefits and drawbacks they best suit so you can have a clearer, more confident conversation with your Portfolio Advisor.

Key Decisions That Limit Property Investors when Growing a Sustainable Property Portfolio

Many investors unknowingly make decisions that restrict their ability to build a sustainable property portfolio. This article highlights the common pitfalls that limit growth and provides insights into smarter strategies for long-term success in property investment.

Why Cash Flow Is the Lifeblood of a Growing Property Portfolio

Building a property portfolio beyond one or two investments is a common ambition among Australians - but making it happen requires more than just buying properties. One of the most critical factors in scaling a successful portfolio is managing your cash flow effectively. Without it, even the most promising assets can become financial burdens, holding you back from growing further.

7 Questions to ask your Advisor Before Buying Property

Building lasting wealth through property is rarely the result of short-term wins or lucky timing. More often, it’s the product of careful planning, informed decision-making and consistently reviewing your approach as life and markets change.

In a property industry that often focuses on transactions and commissions, many investors miss the value of long-term, unbiased advice. Yet, this is one of the most important factors in achieving sustainable success.

Why you need to review your Property Portfolio before June 30

As the end of the Australian financial year (EOFY) approaches, smart property investors know this is the ideal time to take stock. A thorough review of your investment property portfolio before June 30 can offer significant tax advantages, along with greater clarity and control for the year ahead. Here's why it’s essential, and how you can benefit both now and in the future.

Gearing for Growth: The Key to Building a Balanced Property Portfolio

Are you chasing capital growth or cash flow—and do you actually need to choose?

In this must-read guide, Ramsey Property Wealth unpacks the differences between positive and negative gearing, and why successful investors use both to build long-term wealth. Discover the strategic role each plays, the hidden risks of getting it wrong, and how a tailored plan can give your property portfolio the balance it needs to perform in any market.

The Importance of a Property Strategy

Investing in property is one of the most popular ways to build wealth in Australia. With the potential for capital growth, rental income, and long-term financial security, it’s no wonder property remains an attractive investment choice. However, diving into the property market without a well-thought-out strategy can lead to costly mistakes and missed opportunities. Having a clear investment strategy not only helps mitigate risks but also ensures that your financial goals are achievable.

Why Property Investors Are Key to Solving Australia’s Housing Crisis

Australia’s housing crisis has reached a tipping point. With rental affordability at an all-time low, construction delays worsening, and supply failing to meet demand, policymakers are scrambling for solutions. Yet, one group that should be part of the solution, property investors, is being sidelined.

Budget Review 2025: A Balanced Outlook for Property Investors

The 2025 Federal Budget introduces targeted measures to address housing affordability, infrastructure gaps, and cost-of-living challenges. While short-term pressures may temper price growth in specific segments, strategic opportunities emerge in regional markets and prefabricated housing. Investors must balance inflationary risks, interest rate trends, and policy-driven supply increases to optimise portfolios.

How to Build a Resilient Property Portfolio Throughout 2025

The Australian property market is shifting, and investors need to be more strategic than ever. With rising interest rates, supply shortages, and policy uncertainty, those who succeed will be those who adapt.

The State of Australian Housing in 2025 – Lessons from the AFR Business Summit

When our Director, Ewan Ramsey attended the Australian Financial Review Business Summit 2025 last month, a sobering reality check was delivered on the state of the housing market.

Australia faces a severe housing supply shortage, driven by rising construction costs, restrictive policies, and productivity challenges in the building sector.

Maximising Tax Benefits Through Property Depreciation: A Guide for Investors

For property investors, depreciation is one of the most effective yet often overlooked strategies for reducing taxable income and boosting cash flow. By understanding how it works and leveraging it properly, investors can unlock significant financial benefits. This article delves into the mechanics of property depreciation, explores its tax advantages, and provides practical tips for maximising its potential in your property investment journey. 

Incorporating Financial Goals Into Your New Year’s Resolutions: A Guide for Property Investors

As the new year approaches, it’s the perfect time to set actionable financial goals. This article offers a step-by-step guide for property investors, from evaluating your current position to defining clear objectives. Discover how to align your resolutions with long-term investment strategies, leverage market opportunities, and stay on track with expert advice. Start 2024 with a plan to achieve your property investment aspirations!

Why Queensland's Infrastructure Boom is a Golden Opportunity for Interstate Property Investors

Queensland’s $103.9 billion infrastructure investment is driving property demand and value growth. This article explores why interstate investors are flocking to capitalise on these opportunities. From enhanced transport links to economic expansion, Queensland is positioning itself as a hotspot for long-term returns. Discover how this infrastructure boom can boost your property portfolio and why acting now is critical to maximising investment potential.

Why the Australian Property Market Rarely Collapses: A Resilient Landscape

Australia’s property market is renowned for its resilience, weathering global financial uncertainties better than most. This article examines the factors behind its stability, from consistent population growth and housing demand to government infrastructure investment. Discover why Australia’s diverse and decentralised markets rarely collapse and how these traits make property investment a sound choice for those seeking financial stability and long-term growth in uncertain times.

Property Market Analysis: A Multi-Faceted Approach to Leading the Market

Success in Australia’s property market requires more than following broad trends. This article unveils a multi-faceted analysis method, examining growth indicators, suburb comparisons, and market conditions. It highlights the importance of qualitative data, development opportunities, and targeted research for informed decisions. Whether you’re an investor or homebuyer, discover how a tailored market approach can give you a competitive edge and help you identify high-performing areas.

Why Investing in Property in Australia in 2024 Makes Financial Sense

Australia’s property market in 2024 offers compelling opportunities for investors. With ongoing population growth, rising housing demand, and shifts in lifestyle preferences, the market remains resilient. This article explores why now is the time to invest, detailing key economic trends, the impact of sustainability initiatives, and emerging investment hotspots. Learn how real estate can secure your financial future in a year primed for growth and innovation.

Unlocking Opportunities: Investing Across Multiple States in Australia with Astute Land Tax Strategies

Investing in properties across multiple Australian states can unlock lucrative opportunities, but land tax complexities differ significantly between states. Without a strategic approach, investors may face unexpected costs. This article explores tax-saving strategies, highlights the importance of ownership structures, and provides actionable insights to optimise your investments. Discover how to navigate Australia’s diverse land tax system and maximise your returns through smart, multi-state property investments.

Counting the Hidden Costs: The Pitfalls of Purchasing Property Without a Buyer's Advocate in Australia

Navigating Australia's competitive property market without a Buyer's Advocate can lead to hidden costs and challenges. Without professional guidance, buyers may face significant time and effort expenditures, emotional decision-making pitfalls, lack of market expertise, and legal complexities. A Buyer's Advocate streamlines the process, provides objective advice, and ensures compliance with legal requirements, ultimately safeguarding buyers from potential financial and legal pitfalls.

The True Worth of an Investment Buyers Advocate: Maximising Return On Investment!

In the labyrinth of real estate, finding lucrative investments is a daunting task. For Australian investors, Buyers Advocates emerge as essential allies, offering expertise that transcends their fees. Armed with insider knowledge, data analytics, negotiation mastery, and access to off-market opportunities, these professionals maximize returns while mitigating risks. Learn how their strategic guidance transforms investments into success stories.

Investor Confidence in Australian Property Market Soars - A Deep Dive into the Latest Trends

The latest data from the Australian Bureau of Statistics defies expectations, revealing a remarkable 21.5% surge in investor mortgage commitments, contrasting owner-occupier figures. With investors outpacing first-home buyers, the market landscape evolves. Chief Economist Leith van Onselen sheds light on these trends, emphasizing the pivotal role investor sentiment plays in shaping the market's trajectory.

Today's Property Investment Market: Highlights from our Director

Sophisticated investors have an opportunity to capitalize on current property market conditions amid the Reserve Bank of Australia's (RBA) interest rate policies and broader economic factors. Here are some highlights and commentary from our Director, Ewan Ramsey on what this means for the broader market and specifically for our clients, strategic property investors.

Navigating Mortgage Valuations: The Game-Changer in Home Financing

Amidst the complexities of securing a home loan, the often-underestimated property valuation process takes center stage. Recent insights from the Australian Financial Review reveal substantial valuation discrepancies, impacting interest rates and Lenders Mortgage Insurance. Learn how adept borrowers rely on expert mortgage advice to navigate this critical phase, ensuring a fair deal aligned with their financial goals.

5 Tips for Property Investing Success in 2024

Prepare for the dynamic property market of 2024 with these 5 essential tips. Learn to develop a robust long-term plan, choose prime locations, and safeguard your finances with a buffer. Explore the significance of demographics and how they shape lasting wealth. Start your journey towards achieving your financial and lifestyle goals by undertaking the following.

Understanding Investment Property Depreciation

Discover the significance of depreciation schedules in property investment for maximizing tax benefits and expanding financial portfolios. Gain insights into navigating depreciation calculations for new and older properties, and their impact on tax deductions. Learn about the optimal timing for claiming depreciation and the importance of seeking professional guidance. Elevate your understanding of property depreciation with expert insights.

Plan and Exceed Your Net Wealth Goals in 2024

As we step into the new year, it's the perfect time for Australian property investors to shape and refine their strategies for success. The property market is constantly changing, so having a clear understanding of your end game and forward-thinking approach is crucial.

How to create a game-changing Net Wealth position

There are different ways to think about wealth and where you want to be in the future.  Be it five, ten or even fifteen years - especially if you're considering property as an investment vehicle - in this article we explain what it really means to building wealth and and change your Net Wealth position for life.

Maximising Your Time To Invest

Planning for your financial and lifestyle aspirations often takes a back seat to work and family responsibilities, so finding time to invest for your future goals can take a back seat. In this article you will read how you can maximise that time to invest while meeting all your life goals.

Spotting Unqualified Property Portfolio Planning Services

The industry is full of property houses, acquisition suppliers, intermediaries and buyer's agents demanding your attention but how do you know who is genuinely working in your best interests? And what is their version of a ‘property portfolio plan’?

Buyer's Agents: Property's Best-Kept Secret

A buyer's agent works for you as the buyer, not the seller, and their job is to help you find the right investment property, with the right rental yield in the right growth corridor, at the right price. They become your expert property sourcing, negotiating I've left this unchanged but the word 'right' appears multiple times in the sentence and can be hard to understand by some readers.

Setting Your Future Retirement Dreams: Can Property Investment Help?

Many Australians face the prospect of a retirement that increasingly doesn't align with their dreams and aspirations. With careful planning Australians during their working years can unlock strategies to invest in property that provides rental income and potential capital gains through increased values to help reach your above-average retirement goals.

Investing for Financial Freedom: Our Insights

First Home Buyers: $1,800 Monthly Repayment Reduction

Aspiring first-home buyers facing affordability hurdles can soon tap into dual federal government support.

Finding the Right Investment Property for You

The type of investment property you buy, location, and features will primarily be based on your property wealth strategy.

First-Time Investment Loan Guide: Your Ultimate Starting Point

Investing in property can help you achieve your financial and lifestyle goals. For many first-time investors, it can seem overwhelming to know where to begin.

Refinance to escape the fixed-rate cliff

What  can you do to avoid the fxed-rate cliff? Recently, former Reserve Bank Governor Ian Macfarlane warned that the banking regulator, APRA, will likely have to relax loan serviceability buffers if fixed-rate mortgage holders struggle to refinance their loans.

Loan-to-Value Ratio (LVR): What You Must Know

When looking at your first home loan, one term that you probably have heard of is LVR or 'loan-to-value ratio'. LVR is simply the amount of money you need to borrow as a percentage of the purchase property's value. Therefore, the larger your deposit, the lower your LVR will be.

A Guide to Buying an Investment Property

The latest figures from the ABS show that our love affair with property continues even during the rising interest rate cycle.  Here's how our guide to how you can get started in property investing.

Home Loan Refinancing: Why use a Mortgage Advisor?

Around 2,300 Australians are taking advantage of a better deal on their home loan, choosing to refinance their mortgage after eleven rate rises since April 2022.

Land Tax: Uncovered

Like most homeowners, you may need to know that you will be liable for a land tax when purchasing an investment property. Unlike stamp duty which is the one-off amount paid when you buy a home that will be your principal place of residence.

7 proven tips when applying for a home loan

For people who find the experience unsettling when applying for a home loan, this article provides seven tips for applying for a home loan to help the application process  go as smoothly as possible.

Property cycles: When should you invest?

Constant headlines, media speculation and the weekend conversation amongst family and friends will likely confuse you about the right time to invest in property.

Negative Gearing: Explained

Negative gearing means borrowing money to buy an asset. It is often a tax reduction strategy used by investors. When an asset, in this case, a property, produces income (e.g. rent) that is less than the expenses that occur, it makes a loss. 

Fixed rate expiring? Here’s what to do

With the Reserve Bank due to meet again for the first time in 2023 this month, many homeowners and property investors will be watching closely.

Will they raise the cash rate again? And what does this mean for mortgage holders who locked in a fixed rate during the height of the pandemic?

Expanding your property portfolio? The three best spots in Australia to buy this year

When it comes to investing, knowing WHERE to invest is just as important as knowing WHAT type of property to invest in. This article will give you the tools on how to interpret trends in the Australian Property Market and make your next move.

Building your portfolio? How to make money from your properties in 2023

As we start 2023, there’s no hiding from the fact that there are challenges for those investing in property. But what does this mean when it comes to making money from your investment property?

Protect Yourself Against Rising Interest Rates

Whether you’re a seasoned property investor or a first-time buyer, there are ways you can reduce mortgage stress and protect yourself against rising interest rates. How? As property wealth management and mortgage experts, we’ll share our wisdom on how to ride the wave of the property market’s highs and lows - ensuring you move forward on your path to purchasing more properties. 

Residential Developer- Structured Finance for Cashflow and Project Longevity

Andrew is a successful residential developer and he’s been working with our Mortgage Advice team, for the last 12 months on his client’s property finance needs. After devoting so much of his time and attention to making other people’s dreams a reality in Property, Andrew decided it was time to purchase his own investment property. And, after working with Ramsey closely, via his client's Development deals, he decided the next natural step was to continue working with our team. 

How to save money immediately by refinancing your home

With money on our minds in the current economic climate, we’re all looking for ways to save. As a homeowner, no doubt your mortgage is your most significant expense and when you started on your mortgage journey you might have a low-interest rate, but as time has passed, your home loan might not be giving you the best financial outcomes you would have projected.  

Refinancing seems scary but it can save you a considerable amount of money every month and set you up for a better financial future. This short blog will take you through how refinancing actually saves you money and if you’re best suited to the strategies we outline. 

Should home buyers worry about negative media regarding the property market?

A quick scan of the headlines can give you a very negative outlook on the property market. With the focus being on an inevitable market correction and drop-off in home values. So, it’s understandable that, as a home buyer, you might be delving into a bit more research or opting for professional advice before making your next move. But how much of this negative news should you listen to and what worries can you cast aside? Today, we want to approach this head-on. Giving you a clearer idea of what to take on board and what aspects of the media’s property perception may not be relevant for you. 

The Flip

Has your portfolio hit a brick wall? You’re not alone. With interest rates where they are today, cash that once was saved for your next step is now being spent on keeping the properties you already have, potentially stunting your goal towards financial freedom. 

It doesn’t have to be like that, we want to take you through our 6-step process we like to call ‘Flipping it on its head’. We’ve used this strategy with many of our clients who have been lumped with poor cash flow and are unable to move forward. Let’s dig into it....

Is now a good time to be purchasing an Investment Property?

With the property market and finances being somewhat volatile, purchasing an investment property may seem risky business. However, with knowledge and specialist expertise on your side, you could not only seek to position yourself firmly on the investment property ladder but also make substantial financial gains. So in this article, we’ll guide you on how to best approach purchasing an investment property in this market. 

The Federal Government Launches Home Guarantee Scheme

Have you been holding out from investing after seeing home prices reach new heights? You’re not alone and thus changes to the Federal Government’s Home Guarantee scheme have made it all the easier for some buyer groups to purchase a home. In this article, we’re going to unpack the complexities of the scheme, how it applies in different areas of Australia and the steps you can take to apply. 

Should homeowners worry about negative property forecasts?

A glance at property forecasts can make you worry about the value of your property decreasing in price or delay you from further progressing your property portfolio.  But do you actually have anything to be concerned about or is this just how the property market works? Let's take a look....

How to Pay Off Your Home Loan 10 Years Faster

Most mortgages are spread out over 25 to 30 years, but it doesn’t have to be that way. With a few simple strategies you can take years and thousands off your loan, and it’s much easier than you might think.

Choosing a Fixed Vs Variable Home Loan: The Positives and Negatives

There are multiple stages in the property buying journey and it all starts with having the right home loan strategy from the very beginning and working with a Mortgage partner to consistently review this for the life of your loan.

Own 6-8 Properties in 10 years? Here’s Some Tips on Where to Start

Is one of your goals to own multiple income producing properties but you are cautious of how or where to start?

A Finance Guide to Buying Property at Auction

More and more, as land becomes more scarce or in a market where interest rates are low enticing greater buying power from different markets, auctions are becoming increasingly more popular.