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Development Finance

The right development professionals in your corner

Development and property can be an extremely financially rewarding experience and at the same time a very expensive learning exercise if you do happen to get it wrong.

With 15 years property and finance experience and having completed a number of development projects in all shapes and sizes, our Development Finance Experts are equipped to advise you on all things property & finance to get you through to the end.

Book a discovery call  Book a discovery call 

How we help

Site Acquisition

Our development team can work with our in-house buyer’s agents to help you acquire a site that provides a strong platform for development.

Development Strategy 

Our Development Finance Plan is a bespoke service which addresses the following financing hurdles on your next project:

Purchasing structures

The correct leverage (debt)

Strategic project finance

Cost-benefit analysis (cheap vs expensive money)

Exit strategy

Servicing assessment & lender scenario testing

Cash flow analysis

Development Finance

We understand what’s required to help you get the best project outcomes.

In construction and property development, cost and timing are critical. Our focus is on providing you with a finance solution that is personalised, fast and flexible.



Specialist lending solutions fit for you, your entity, your project and situation. Most lenders don’t have the understanding, speed and flexibility to help. But we do.

Second mortgage lending

Private lending

Residual stock loans

Joint - venture

Mezzanine lending



Blake's review - Development finance client


Our Process

We provide a seamless process that’s fast, competitive and transparent connecting
development borrowers with accredited Lenders in this field.

Submit Your Scenario

Application & Indicative Rates
Submit your information, feasibility via our secure online portal which will help our experts provide you with indicative terms.

Feasibility Analysis
We run your project specifics through our feasibility model to give deep insight into the project profitability. This will empower you to make better financial decisions

Loan Structuring
Our experienced finance team will work with you to create the loan application to ensure it’s presented in a way that will encourage lenders to provide the best terms.

Proceed with Strongest Option

Submit to lenders
We identify the lenders most likely to finance the transaction

Negotiate Terms
With our experience, loan structure, relationships, and number of funders available we command the best terms and conditions on the market

Receive Transparent Offers
You will receive multiple finance options with a like for like comparison of those options showing the true cost of funding. Allowing you to stay in control and make a fast, informed decision.

Settlement Management

3rd Parties engaged
Once terms are agreed, the next steps are to engage 3rd parties such as valuers and quantity surveyors. We support you in this process and help manage the 3rd parties.

We Manage Settlement
Our settlements team will proactively coordinate the settlement for you to ensure you, the lender, and any 3rd parties sign off on all conditions required to be met as part of the facility.and ensure a smooth settlement.

Book a call Book a call

Types of projects we finance

Land investment
NDIS housing
Land subdivisions
Residual stock
Prestige homes
Knock-down rebuilds
Apartment buildings

As a team of individuals whom have personally developed a number of these
types of developments, we understand the nuances of each including the importance
of the correct financial structure to help you through each critical step, including:




Book a discovery call  Book a discovery call 

Your development team

Ewan Ramsey



Steven Shaw

Lending, Relationship Manager


Marvin D'Souza

Development Buyers Advocate


Chris Childs

Acquisitions Manager

Contact Contact

Explore our case studies

Residential Construction Project

Dromana, Victoria

Download Case Study Download Case Study

Single Dwelling Residential Construction

Greenslopes, Queensland

Download Case Study  Download Case Study 

Your multi- award winning, trusted advisors

Ramsey Property Wealth is a multi-award winning property investment and mortgage advisory firm, recognised for our diversified service offering, allowing customers to shrink debt and build long term wealth through strategic mortgage strategy, property planning and acquisition.

Our trusted lending partners

Our established network of bank and non-bank Lenders offer premium access to innovative products that deliver on individual investment objectives, whatever the project size.  With real-time market intelligence, reputable financial expertise and a proven track record of client success stories . We are the Development Finance Broker of choice.


Our latest news

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The True Worth of an Investment Buyers Advocate: Maximising Return On Investment!

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Investor Confidence in Australian Property Market Soars - A Deep Dive into the Latest Trends

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Today's Property Investment Market: Highlights from our Director

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How to create a game-changing Net Wealth position

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Maximising Your Time To Invest

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Spotting Unqualified Property Portfolio Planning Services

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Setting Your Future Retirement Dreams: Can Property Investment Help?

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Investing for Financial Freedom: Our Insights

First Home Buyers: $1,800 Monthly Repayment Reduction

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First-Time Investment Loan Guide: Your Ultimate Starting Point

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Refinance to escape the fixed-rate cliff

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Loan-to-Value Ratio (LVR): What You Must Know

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A Guide to Buying an Investment Property

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Home Loan Refinancing: Why use a Mortgage Advisor?

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Land Tax: Uncovered

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Negative Gearing: Explained

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Fixed rate expiring? Here’s what to do

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Will they raise the cash rate again? And what does this mean for mortgage holders who locked in a fixed rate during the height of the pandemic?

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Client Scenario: Residential Developer

Andrew is a successful residential developer and he’s been working with our Senior Mortgage Advisor, Dion, for the last 12 months on his client’s property finance needs. After devoting so much of his time and attention to making other people’s dreams a reality in Property, Andrew decided it was time to purchase his own investment property. And, after working with Ramsey closely, via his client's Development deals, he decided the next natural step was to continue working with Dion and his team. 

How to save money immediately by refinancing your home

With money on our minds in the current economic climate, we’re all looking for ways to save. As a homeowner, no doubt your mortgage is your most significant expense and when you started on your mortgage journey you might have a low-interest rate, but as time has passed, your home loan might not be giving you the best financial outcomes you would have projected.  

Refinancing seems scary but it can save you a considerable amount of money every month and set you up for a better financial future. This short blog will take you through how refinancing actually saves you money and if you’re best suited to the strategies we outline. 

Should home buyers worry about negative media regarding the property market?

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The Flip

Has your portfolio hit a brick wall? You’re not alone. With interest rates where they are today, cash that once was saved for your next step is now being spent on keeping the properties you already have, potentially stunting your goal towards financial freedom. 

It doesn’t have to be like that, we want to take you through our 6-step process we like to call ‘Flipping it on its head’. We’ve used this strategy with many of our clients who have been lumped with poor cash flow and are unable to move forward. Let’s dig into it....

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With the property market and finances being somewhat volatile, purchasing an investment property may seem risky business. However, with knowledge and specialist expertise on your side, you could not only seek to position yourself firmly on the investment property ladder but also make substantial financial gains. So in this article, we’ll guide you on how to best approach purchasing an investment property in this market. 

The Federal Government Launches Home Guarantee Scheme

Have you been holding out from investing after seeing home prices reach new heights? You’re not alone and thus changes to the Federal Government’s Home Guarantee scheme have made it all the easier for some buyer groups to purchase a home. In this article, we’re going to unpack the complexities of the scheme, how it applies in different areas of Australia and the steps you can take to apply. 

Should homeowners worry about negative property forecasts?

A glance at property forecasts can make you worry about the value of your property decreasing in price or delay you from further progressing your property portfolio.  But do you actually have anything to be concerned about or is this just how the property market works? Let's take a look....

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A Finance Guide to Buying Property at Auction

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