Dual-key new build
Proceed: strong buyTwo self-contained tenancies on one title. See how we test rent, vacancy, comparable sales and a ten-year after-tax model.
Investment Property Buyers Advocacy
Most Buyers Agents find you a property.
Most Buyers Agents find you a property.
We prove it's the right one.
Every property we recommend arrives with a written investment report you can read, question and keep.
Then we secure it in 90 days, or you don't pay a cent.
- PhD-led research: 15 sections of analysis behind every recommendation
- Zero commissions. Ever. We are paid by you alone
- New-build and established property, sourced nationally against your brief
.png){kind=icon}
.png)
Step One · Complimentary
Talk to an investment Buyers Advocate
A short call about what you're looking for and whether our advocacy service fits. There is no charge for this step.
Authorised Credit Representative of Australian Finance Group · ACL 389087
90
Days
Your investment property secured in 90 days.
Or you don't pay a cent.
We find and secure a property that meets your agreed brief within 90 days, or we refund your Buyers Advocacy fee in full. We back our
national access, PhD-led research and negotiation.
.png)
National property seacrh
New-build and established property, sourced across Australia
New-build and established property, sourced across Australia
15 analysis sections
Of written analysis behind each investment property recommendation
Of written analysis behind each investment property recommendation
No commissions
From Developers, agents or sellers
From Developers, agents or sellers
23 days
How quickly one recent client's brief was sourced and secured.
How quickly one recent client's brief was sourced and secured.
Watch
How our Buyers Advocacy works.
The Property Scorer
Already looking at a property? Score it.
Enter a property you're considering. We'll assess it against the factors that determine whether it's a sound investment, before you make an offer.
Purchase price$650,000
Expected rent (per week)$580
Gross yield: 4.6%
State
Property type
Where's the rest of your portfolio?
Drives the concentration assessment.
Overall read
Worth a closer look
This property has genuine strengths and a couple of things worth examining before you commit.
See the full assessment
Your details unlock the factor-by-factor breakdown and send a copy to keep. The assessment doesn't change based on your details. It's a general read on the property, not personal advice.
- Every factor scored and explained
- What to check before you offer
- How it fits a portfolio strategy
- A PDF copy to keep
By submitting, you consent to Ramsey Property Wealth contacting you about your assessment and buyers advocacy. General information only, not a recommendation to buy any property.
A score tells you how it stacks up. It can't tell you if it's right for your plan. That's what an advocate does. If you engage us, we'll find and secure the right one in 90 days or refund the fee.
The Property Scorer is a general assessment tool. It evaluates characteristics of a property you enter and does not value the property, predict its return, or recommend that you buy or not buy it. Gross yield is calculated from the price and rent you enter. It does not take into account your objectives, financial situation or needs, and does not constitute personal financial advice. Assessments are identical for anyone entering the same details and do not change based on contact details provided. Seek advice specific to your circumstances before making an offer. Ramsey Property Wealth Pty Ltd is an Authorised Credit Representative of Australian Finance Group, ACL 389087.
Not at the offer stage yet? Get the six questions to answer before you make one.
Get the Acquisition Guide
Sample Reports
Our Property Scorer checks 4 factors and reports to 15 sections.
Anyone can tell you a property is a good buy. We put it in writing, so you can see the work before you engage us. Three are real Property
Investment Reports prepared for Ramsey clients, with names and addresses removed. The fourth is a Suburb Evaluation, the research we
complete before a property is ever shortlisted.
Read them and judge the depth of our analysis for yourself.
31
pages in a typical investment report
15
sections, from market position to planning and zoning
10-year
financial model, after tax and after CGT
8
named conditions on one approval. We show the qualifiers too
Ramsey Property WealthBuyers Advocacy
Sample
Contents
- Executive Summary 4
- Property Overview 6
- Market Position 9
- Strategy Suitability 11
- Rental Supply & Demand 13
- Macro & Micro Outlook 14
- Infrastructure Pipeline 16
- Comparable Sales 18
- Planning & Zoning 19
- Financial Model 20
- Sensitivity Testing 22
- Depreciation 24
- Valuation Uplift 25
- Investment Rating 26
- Recommendation 27
Authorised Credit Representative · ACL 389087
Rooming house (Class 1B co-living)
Approved: conditionalFive ensuited rooms let separately under one title. A specialist asset with a real supply caveat: see how we name the risk, stress test it room by room and set eight conditions before proceeding.
Three-tenancy co-living house
Approved: with conditionsA standard house let as three tenancies in a high-vacancy suburb. See how we price the vacancy in, model the single-family fallback and name where the property departs from the brief.
Suburb evaluation
Conditional buy: grade BThe research that comes before any property. Ten fundamentals scored, a bull and bear case, a risk matrix, and where else your capital could go instead.
Get all 4 samples.
Your details unlock all four downloads on this page and we email you a copy to keep. Complimentary.
Your reports are unlocked.
Tap any report above to open it. A copy is on its way to your inbox. Our Acquisition Guide is unlocked for you too. When you have read one, the useful next question is what your own brief would look like.
What We Acquire
The asset type follows your plan.
The asset type follows your plan.
Not the other way round.
We're not tied to one builder, one product or one market. Each property type plays a different role in a portfolio, and our job is to match
the role to your brief.
Established houses
Role: long-term growth
A house on its own land, in a street with a track record. The land does the long-term work.
- What we test
- Land-to-asset ratio, comparable sales, building condition and scope to add value.
New house and land
Role: balance and depreciation
Fixed-price, turn-key builds on titled land. Modern stock tenants want, with full depreciation available.
- What we test
- Builder and contract terms, estate supply pipeline, independent valuation and rental appraisal.
Dual key
Role: two incomes, one title
Two self-contained tenancies under one roof and one title. One purchase, one loan, two rent streams.
- What we test
- Planning compliance, demand for each tenancy, lender treatment and resale depth.
Rooming house (co-living)
Role: income engine
A purpose-built home of separately let, ensuited rooms under one title. Income spreads across several tenancies.
- What we test
- Room-by-room rental appraisal, specialist management, lender caps and building classification.
Townhouses
Role: access and entry price
A way into well-located areas at a lower entry price, where scarcity rather than land size carries the case.
- What we test
- Body corporate position, surrounding density and new supply, owner-occupier appeal.
Secondary dwelling potential
Role: manufactured uplift
An established house on land that can carry a second dwelling, adding income and value after purchase.
- What we test
- Zoning and site feasibility, build cost against rent, valuation on completion.
Property types are shown as general information about what we source. Which type suits you, if any, depends on your objectives, borrowing position and existing portfolio, and is established with your advocate.
The Acquisition Guide · 9 minute read
6 questions to answer before you make an offer.
A property can be a good buy and still be the wrong purchase for you. The guide works through the 6 questions that separate the two, each ending in the one decision you need to make.
- What actually makes a property a good investment?
- Should I buy where I live or interstate?
- Cashflow or growth: which should this one be?
- How do I avoid buying the wrong asset?
- Is a buyers advocate actually worth it?
- Should I buy now or wait?
Plus: what unwinding a purchase really costs, and why a written brief is the only part of the process you can reverse.
Your guide is ready.
A copy is also on its way to your inbox. The sample reports above are unlocked for you too.
Four doors, one strategy
Which problem are you solving?
Buying the right property is one question. If yours is different, start where it fits. All four doors lead into the same strategy, and each
opens with a tool you can use in two minutes.
You're here · Buyers Advocacy
Securing the right property
You have a purchase in mind and want it proven before you commit.
Do this nowScore the property you're considering
Score A Property ↑
or read the sample reports
Building a portfolio
A structured 10-year plan
You have capital or equity and want to know how far it can take you.
Do this nextRun your numbers through the trajectory simulator
Map My 10-Year Plan
Reviewing what you own
Portfolio strategy and structure
You hold several properties and the question is structure, trapped equity or tax exposure.
Do this nextStress test the portfolio you already hold
Stress Test My Portfolio
A lending question
Borrowing power and structure
You need to know what you can borrow, or whether to refinance or release equity, before planning anything.
Do this nextCheck your borrowing capacity
Check My Borrowing Power
As seen in
Forbes
Forbes
If you're weighing up an investment property, these are the questions that matter.
- What makes a good investment property in Australia?
- Is a buyers agent worth it for an investment property?
- How do I avoid buying the wrong investment property?
- Should I buy an investment property interstate or where I live?
- Is rental yield or capital growth more important for an investment property?
- What research should be done before buying an investment property?
Tap a question for the short answer.
Our Acquisition Guide works through them in full, with the one decision each question comes down to.
The short answers.
A good investment property is one that fits the strategy it sits inside, not one judged on its own. Four things decide it: location quality and its growth drivers, the balance of rental yield and capital growth for the role the asset plays, how the purchase affects your portfolio concentration by state, asset type and tenant, and the quality and age of the asset itself. A property that is excellent in isolation can still be the wrong buy if it doubles down on concentration you already carry. That is why we assess selection against your plan, not in a vacuum.
A buyers agent is worth it for an investor when two things are true: the agent is independent, and the purchase is being made inside a strategy. An agent who takes commissions or referral fees from developers, agents or sellers has an incentive that may not match yours. An independent buyers advocate is paid by you alone. For an investor, the larger value is not access or negotiation. It is making sure the property fits your ten-year plan and does not worsen your concentration. Ramsey Property Wealth takes no commissions, referral fees or incentives from any seller.
Assess the property against a written brief and against what you already own, before you make an offer. The four common mistakes are buying on emotion or a sales story, over-concentrating in a market because it is familiar, chasing headline yield without checking growth drivers and tenant demand, and buying an asset that does not fit the borrowing and ownership structure behind it. Independent representation removes the biggest one: an advocate paid only by you has no incentive to place any particular property.
It depends on where your portfolio is already concentrated, not on which market you know best. Buying locally feels safer but often increases concentration risk, because your portfolio ends up exposed to one economy, one employment base and one property cycle. Buying interstate can diversify that exposure and reach markets at a different point in the cycle, but it needs research and representation on the ground rather than local familiarity. The right answer is set by what your plan needs next.
Neither is more important on its own. It depends on the role the property plays in your portfolio. Rental yield supports your holding costs and borrowing capacity. Capital growth builds the equity that funds your next purchase. A high-yield property with weak growth drivers can stall a portfolio, while a growth property you cannot comfortably hold can force a sale at the wrong time. Most portfolios need both, spread across assets rather than demanded from every one, and the order you buy them in matters.
At minimum: market position, rental supply and demand, comparable sales, planning and zoning, infrastructure, a ten-year financial model and sensitivity testing on rates, rent and growth. Ramsey Property Wealth documents this in a written Property Investment Report of around 30 pages across 15 sections, which also covers depreciation, valuation on completion, an investment rating and a recommendation with its conditions. You can download sample reports on this page and judge the depth for yourself.
We find and secure a property that meets your agreed brief within 90 days, or we refund your Buyers Advocacy fee. We also take no commissions, referral fees or incentives from developers, agents or sellers, so we represent you alone. Full terms are set out in the Buyers Advocacy agreement.
Buy the right investment.
Read the sample reports, take the guide, score a property you're considering, or talk to a Ramsey Buyers Advocate. Secured in 90 days, or you don't pay a cent.
Or call us directly: 1300 001 215