Portfolio Strategy and Structure Review

How do you know your portfolio is structured correctly for your goals?

Most investors assume their portfolio is working. Few have had it independently verified. The Portfolio Strategy and Structure Review is a 21-day, independent assessment of your entire portfolio — across strategy, ownership structure, debt design, asset mix, and tax position — producing nine documented outputs and a 3-Year Strategic Action Plan.

21-Day Independent ReviewFive Dimensions AssessedNine Documented Outputs3-Year Strategic Action PlanPhD-Led Research · Dr Prabath Morawakage$642M+ Under Management · ACL 389087

Understand whether the Review is right for your portfolio.

Tell us about your portfolio and we'll be in touch to confirm whether the Portfolio Strategy and Structure Review is the right fit.

The Problem

The structure that got you here may not get you where you are going.

Property investors who have built two, three, or four properties often reach a point where the original strategy no longer fits. Tax legislation has shifted. Interest rates have moved. The debt architecture that made sense for property one looks different across a portfolio of four. What has not changed is the structure itself — because no one has reviewed it with the full picture in front of them.

That gap is where portfolios stall, or worse, accumulate risk that compounds quietly.

The Review

Five dimensions. Nine outputs. One independent assessment.

The Portfolio Strategy and Structure Review examines your portfolio across five integrated dimensions:

Strategy and Goal Alignment

Does the current portfolio mix actually support the outcome you are working toward — and on what timeline?

Ownership Structure and Tax Efficiency

Is the structure — individual, trust, SMSF, company — optimal for your current tax position, including the 2026 legislative changes to negative gearing and SMSF borrowing?

Debt Design and Liquidity

Is the debt architecture across the portfolio generating the maximum acquisition capacity, or is it limiting your next move?

Asset Mix and Portfolio Health

Are the right assets in the right roles — growth, cash flow, debt recycling — and are any holdings creating structural drag?

Wealth Optimisation

What does the after-tax wealth position look like modelled across scenarios, and what changes in what order produce the best outcome?

Nine Documented Outputs

At the end of 21 days, you receive nine documented outputs.

Executive Portfolio Assessment

Portfolio Health Score

Ownership Structure Review

Debt and Liquidity Review

Tax and Legislative Strategy Summary

Strategic Recommendations and Risk Assessment

Capital Deployment Strategy

3-Year Strategic Action Plan

90-minute Executive Presentation of Findings

Independence Guarantee

Independent means independent.

The Review is not a sales process dressed up as advice. Every recommendation is supported by data. If it is not, the Independence Guarantee gives you a documented right to challenge it.

Proof Points

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$642M+ in client property wealth under management

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In-house PhD economist — Dr Prabath Morawakage — leads the research behind every assessment

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Ramsey Advantage® — Research-led strategy. Concierge-delivered execution. Guarantee-backed results.

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ACL 389087