The Portfolio Pathway Check.
Eight questions about what you already own. No numbers to look up and nothing to prepare. At the end you'll see which of four starting points fits you best right now: the lending foundation, a structure review, a long-term portfolio plan, or better intelligence behind your next purchase.
Where should we send your pathway summary?
We'll show your result here and email you a short summary to keep. You can unsubscribe at any time.
Your answers point to the lending underneath it all.
From what you told us, the biggest lever for you right now is the foundation: how your loans are structured, what they cost you, and what they could support next. Lending is rarely reviewed once it settles, so most borrowers never find out which kind of loan they have.
That is the work of our Lending Essential Program: a fixed-fee, twelve-month program in which the Ramsey lending team and Client Concierge Team build your Mortgage Strategy Plan, support your next acquisition, and keep your lending under review for the full year, including a repricing review at month seven and a full refinancing analysis at month twelve.
- 30 minutes with the Ramsey lending team
- A look at how your current loans are set up
- Whether Essential is the right fit for where you are now
Your answers point to structure, not the next purchase.
From what you told us, buying another property isn't the hard part for you. The decisions that shape your wealth from here are quieter ones: how everything is owned, how the debt is designed, and whether your advisers are working together.
That is the question our Portfolio Strategy & Structure Review is built to answer: an independent review of everything you own across five dimensions (strategy, structure, debt design, asset mix and wealth optimisation), delivered in 21 days, before your next decision rather than after it.
- 30 minutes with a Portfolio Advisor
- Confirm whether a Review is right for you, and which tier fits
- No preparation needed. A rough list of properties and loans helps
Your answers point to a plan, and a team to run it with you.
From what you told us, you see property as a program of decisions made over many years, not a one-off purchase. What you're missing is less a property and more the plan, and one team that keeps strategy, structure, debt and acquisitions working together.
That is our Property Portfolio Program: a 12-month, renewing engagement built around your 10-Year Property Portfolio Plan, with a Portfolio Advisor, integrated Lending Advisory, Buyer's Advocacy in the years you buy, and an Annual Review at every anniversary. Tiers run from Foundation to Private, matched to the complexity of your portfolio, and you choose each year whether to Execute or Hold.
- 30 minutes with a Portfolio Advisor
- Where your portfolio stands against where you want it to be
- Which tier, if any, fits your position today
You lead. You want better intelligence behind the next purchase.
From what you told us, you make your own decisions and intend to keep making them. What would change your result is the quality of the information behind the next acquisition, and an adviser who is paid only by you.
That is Premier Select, Ramsey's buyer's advocacy service: a Property Intelligence Package from Dr Prabath Morawakage's research team, pre-approval support, and as much or as little execution as you want, from intelligence-only through to full white-glove acquisition. Fixed fee, never a percentage of the purchase price.
- 30 minutes on your next acquisition brief
- How much of the search you'd like to keep, and how much to hand over
- Which Premier Select tier fits