Calculate your borrowing capacity...
Our Borrowing Power Calculator calculates a maximum potential loan amount available based on the income and expenses entered. The amount
calculated is only an estimate of the amount to be borrowed and does not take into account specific factors used by individual lenders in
determining their own criteria. The calculator also displays the type of repayment required, at the frequency requested, in respect of the
loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for standard
variable products or the default interest rate and fixed period for fixed rate loans. In both scenarios, the customer can manually amend
this interest rate. In the case of the fixed rate loans, the default standard variable interest rate will be used once the fixed period has
These calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.