The
Ramsey
Blog
Years of thinking.
Now all in one place.
An extensive library of property investment articles, market insights and wealth-building commentary - curated by our finance,
property and research teams. Every piece written to assist astute, committed investors make better, more informed decisions.
Is Now a Good Time to Buy Property in Brisbane? What We're Seeing on the Ground
Is now a good time to buy property in Brisbane? Higher interest rates, softer prices and lower buyer confidence are changing the market—but they may also be creating opportunities. We explore what investors should consider before making their next move.
Interest Rates Have Risen to 4.60%. What Should Property Investors Do Now?
The Complete Guide to Property Portfolio Cash Flow
Learn how to calculate, diagnose and improve property investment cash flow across rent, expenses, debt, vacancy, buffers and tax planning.
Why Property Investment Cash Flow Goes Wrong
Discover nine reasons property investment cash flow fails, how to calculate the real holding cost and how to stress-test an Australian property portfolio.
Australian property in 2026: Why some markets are falling while others grow
Why are Australian property prices falling while some markets continue to grow? Explore how interest rates, lending conditions and local demand are shaping property investment in 2026, and what to review in your own property portfolio.
What happens to Australian property investors if interest rates stay higher for longer?
Interest rates and inflation do not tell property investors the whole story. Ramsey Property Wealth's financial fragility research examines Australia's credit, liquidity and funding system - and the signals investors should watch as the RBA rate cycle evolves.
Divergent, Not Correcting - And Now Under Evidence Test
The market has pushed expectations for the first rate cut toward 2027, while talk of a property correction is growing louder. But Australia's property market is telling a more mixed story. New evidence is now putting that view to the test - including two data points that challenge our own thinking.
The Great Property Divide: What Australia's Housing Market Is Really Telling Investors in 2026
Sydney and Melbourne headlines suggest Australia's property market is experiencing a correction. But the underlying data tells a far more nuanced story. Rather than moving in unison, markets are diverging across cities, price points and demand drivers. Understanding that distinction could materially influence how investors structure and position their portfolios over the next 12 months.
What the 2026 Property Tax Reform Actually Changes, and What to Decide Before 10 August
The 2026 Tax Reform Act reshapes the after-tax economics of holding property just as the market has peaked. The 9 August bare trust deadline is decided by contract exchange, not settlement, and an SMSF LRBA change lands around 10 August. Here is what carries a hard date, what can wait, and the order to decide them in.
How to Manage Cash Flow in Property Investing in 2026
Maximise your property investment journey with expert tips and industry insights from The Ramsey Blog. Build lasting wealth through smart property strategies.
How to Build a 10 Year Property Roadmap in Australia
Learn how to build a 10-year property roadmap in Australia by setting financial goals, assessing borrowing capacity, planning acquisitions, managing cash flow and reviewing your portfolio regularly
How to Choose an Investment Property Planning Service in Australia
Learn how to choose a property planning service in Australia by evaluating its strategy process, qualifications, research, fees, property recommendations, finance expertise and ongoing portfolio support.
How to Plan a Property Portfolio in Australia
Learn how to plan a property portfolio in Australia by defining financial goals, assessing borrowing capacity, managing cash flow, selecting suitable properties and reviewing performance over time.
Why So Many Investors Never Buy Their Second Investment Property
Discover why property investors often stall after their first purchase and how borrowing capacity, cash flow, property selection, loan structure and portfolio planning affect their ability to invest again.