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Calculate your monthly or fortnightly loan repayments..

Our Loan Repayment Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for standard variable products or the default interest rate and fixed period for fixed rate loans. In both scenarios, the customer can manually amend this interest rate. In the case of the fixed rate loans, the default standard variable interest rate will be used once the fixed period has completed.

The Loan Repayment Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on a number of additional inputs from the customer. Included are, if repayments are increased by the entered amount of extra contribution per repayment period, if a single additional lump sum repayment is made, equal to the entered amount of additional lump sum repayment after the loan has been in force for the entered number of years, in addition to continuing the regular repayment and/or 100% of the offset account balance entered is used to reduce the outstanding loan balance per period when calculating interest.

These calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years

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