Stay informed with industry articles and actionable tips designed to help you maximise and accelerate your property investment journey to building genuine, lasting wealth through smart property investment
Discover how strategic property investment can create sustainable passive income and transform financial independence.
This article explores how a well-structured portfolio can generate $130,000 annually, the benefits of diversifying across property types,
and why building long-term cash flow is key to achieving security, flexibility, and freedom of choice.
Playing it safe in property investment can sometimes be the riskiest move of all. This article explores why relying on familiar, local markets may limit growth and increase exposure to downturns and how diversification across regions and property types can build a stronger, more resilient portfolio for the future.
From classic single-key homes to innovative co-living spaces and specialist NDIS properties, each option serves a different purpose within a
long-term strategy.
In this blog, we break down five of the most popular property types, their benefits and drawbacks they best suit so you can have a
clearer, more confident conversation with your Portfolio Advisor.
Many investors unknowingly make decisions that restrict their ability to build a sustainable property portfolio. This article highlights the common pitfalls that limit growth and provides insights into smarter strategies for long-term success in property investment.
Building a property portfolio beyond one or two investments is a common ambition among Australians - but making it happen requires more than just buying properties. One of the most critical factors in scaling a successful portfolio is managing your cash flow effectively. Without it, even the most promising assets can become financial burdens, holding you back from growing further.
Building lasting wealth through property is rarely the result of short-term wins or lucky timing. More often, it’s the product of careful
planning, informed decision-making and consistently reviewing your approach as life and markets change.
In a property industry that often focuses on transactions and commissions, many investors miss the value of long-term, unbiased advice. Yet,
this is one of the most important factors in achieving sustainable success.
As the end of the Australian financial year (EOFY) approaches, smart property investors know this is the ideal time to take stock. A thorough review of your investment property portfolio before June 30 can offer significant tax advantages, along with greater clarity and control for the year ahead. Here's why it’s essential, and how you can benefit both now and in the future.
Are you chasing capital growth or cash flow—and do you actually need to choose?
In this must-read guide, Ramsey Property Wealth unpacks the differences between positive and negative gearing, and
why successful investors use both to build long-term wealth. Discover the strategic role each plays, the hidden risks of getting it wrong,
and how a tailored plan can give your property portfolio the balance it needs to perform in any market.
Investing in property is one of the most popular ways to build wealth in Australia. With the potential for capital growth, rental income, and long-term financial security, it’s no wonder property remains an attractive investment choice. However, diving into the property market without a well-thought-out strategy can lead to costly mistakes and missed opportunities. Having a clear investment strategy not only helps mitigate risks but also ensures that your financial goals are achievable.
Australia’s housing crisis has reached a tipping point. With rental affordability at an all-time low, construction delays worsening, and
supply failing to meet demand, policymakers are scrambling for solutions. Yet, one group that should be part of the solution, property
investors, is being sidelined.
The 2025 Federal Budget introduces targeted measures to address housing affordability, infrastructure gaps, and cost-of-living challenges. While short-term pressures may temper price growth in specific segments, strategic opportunities emerge in regional markets and prefabricated housing. Investors must balance inflationary risks, interest rate trends, and policy-driven supply increases to optimise portfolios.
The Australian property market is shifting, and investors need to be more strategic than ever. With rising interest rates, supply shortages, and policy uncertainty, those who succeed will be those who adapt.
When our Director, Ewan Ramsey attended the Australian Financial Review Business Summit 2025 last month, a sobering
reality check was delivered on the state of the housing market.
Australia faces a severe housing supply shortage, driven by rising construction costs, restrictive policies, and productivity challenges
in the building sector.
For property investors, depreciation is one of the most effective yet often overlooked strategies for reducing taxable income and boosting cash flow. By understanding how it works and leveraging it properly, investors can unlock significant financial benefits. This article delves into the mechanics of property depreciation, explores its tax advantages, and provides practical tips for maximising its potential in your property investment journey.
As the new year approaches, it’s the perfect time to set actionable financial goals. This article offers a step-by-step guide for property investors, from evaluating your current position to defining clear objectives. Discover how to align your resolutions with long-term investment strategies, leverage market opportunities, and stay on track with expert advice. Start 2024 with a plan to achieve your property investment aspirations!
Queensland’s $103.9 billion infrastructure investment is driving property demand and value growth. This article explores why interstate investors are flocking to capitalise on these opportunities. From enhanced transport links to economic expansion, Queensland is positioning itself as a hotspot for long-term returns. Discover how this infrastructure boom can boost your property portfolio and why acting now is critical to maximising investment potential.
Australia’s property market is renowned for its resilience, weathering global financial uncertainties better than most. This article examines the factors behind its stability, from consistent population growth and housing demand to government infrastructure investment. Discover why Australia’s diverse and decentralised markets rarely collapse and how these traits make property investment a sound choice for those seeking financial stability and long-term growth in uncertain times.
Success in Australia’s property market requires more than following broad trends. This article unveils a multi-faceted analysis method, examining growth indicators, suburb comparisons, and market conditions. It highlights the importance of qualitative data, development opportunities, and targeted research for informed decisions. Whether you’re an investor or homebuyer, discover how a tailored market approach can give you a competitive edge and help you identify high-performing areas.
Australia’s property market in 2024 offers compelling opportunities for investors. With ongoing population growth, rising housing demand, and shifts in lifestyle preferences, the market remains resilient. This article explores why now is the time to invest, detailing key economic trends, the impact of sustainability initiatives, and emerging investment hotspots. Learn how real estate can secure your financial future in a year primed for growth and innovation.
Investing in properties across multiple Australian states can unlock lucrative opportunities, but land tax complexities differ significantly between states. Without a strategic approach, investors may face unexpected costs. This article explores tax-saving strategies, highlights the importance of ownership structures, and provides actionable insights to optimise your investments. Discover how to navigate Australia’s diverse land tax system and maximise your returns through smart, multi-state property investments.
Navigating Australia's competitive property market without a Buyer's Advocate can lead to hidden costs and challenges. Without professional guidance, buyers may face significant time and effort expenditures, emotional decision-making pitfalls, lack of market expertise, and legal complexities. A Buyer's Advocate streamlines the process, provides objective advice, and ensures compliance with legal requirements, ultimately safeguarding buyers from potential financial and legal pitfalls.
In the labyrinth of real estate, finding lucrative investments is a daunting task. For Australian investors, Buyers Advocates emerge as essential allies, offering expertise that transcends their fees. Armed with insider knowledge, data analytics, negotiation mastery, and access to off-market opportunities, these professionals maximize returns while mitigating risks. Learn how their strategic guidance transforms investments into success stories.
The latest data from the Australian Bureau of Statistics defies expectations, revealing a remarkable 21.5% surge in investor mortgage commitments, contrasting owner-occupier figures. With investors outpacing first-home buyers, the market landscape evolves. Chief Economist Leith van Onselen sheds light on these trends, emphasizing the pivotal role investor sentiment plays in shaping the market's trajectory.
Sophisticated investors have an opportunity to capitalize on current property market conditions amid the Reserve Bank of Australia's (RBA) interest rate policies and broader economic factors. Here are some highlights and commentary from our Director, Ewan Ramsey on what this
means for the broader market and specifically for our clients, strategic property investors.
Ramsey Property Wealth is a multi-award winning property investment and mortgage advisory firm, recognised for our diversified
service offering, allowing customers to shrink debt and build long term wealth through strategic mortgage strategy, property planning and
acquisition.
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I have had an excellent experience working with Ramsey Property Wealth. They recently helped me refinance my mortgage, and the process was
smooth, transparent, and far less stressful than I anticipated. Their team took the time to explain every step clearly, ensuring I
understood my options and felt confident in the decisions I was making.
What really sets them apart is their ongoing support. I'm currently working with them to purchase my first investment property, and their
guidance has been incredibly valuable. They’ve provided expert advice not only on financing but also on strategy and property selection,
which has made a huge difference in how I approach investing.
If you’re looking for a knowledgeable, supportive, and trustworthy team to assist with your mortgage or investment goals, I highly recommend
Ramsay Property Wealth.
Our experience with Ramsey's team has been nothing short of exceptional. From the very beginning, each step of the process was smooth and hassle-free. The team ensured we were well-informed at every stage, clearly communicating what was happening and outlining what we could expect next. Their professionalism and dedication have made us feel supported and confident throughout the entire journey. We are looking forward to continue our collaboration with Ramsey's team, knowing that we can rely on their expertise and commitment to excellence.
My husband and I couldn't recommend Ramsey enough. With very little time to do market and property research ourselves the team at Ramsey have alleviated any stress and made the process for us so simple. Adam especially has taken so much time to correspond with us after hours as we have recently moved overseas. If you are looking to expand your portfolio without the added stress I'd highly recommend Ramsey.
About a year ago we wanted to get some guidance in property investment; We had dealt with a Ramsey competitor in the past but weren’t
entirely convinced by them hence wanted to looked elsewhere. We found Ramsey through an internet search and the reviews I read on internet
seemed good so we decided to have a chat to them to see how they could assist and how they compared. From the start they came across as very
professional and accomodating and more importantly we felt that their advice was tailored to what was best for us…… not what suited them
best in terms of commissions (this is what we missed in the past with their competitor). As we liked what we saw we decided to engage them
to develop a plan and guide us through the steps of property investment.
So far we are very happy with everything they have done for us. Whether it is organising the finance, managing settlement of the investment
property, advising on agents or solicitors, it’s all managed well, in a timely fashion, transparently and cost effectively….. and it takes a
LOT of work away from us while we’re getting expert advise which is exactly what we were after.
The refinancing deserves a mention specifically; Steve and his team took care of it and did an excellent job comparing different options and
negotiating the most suitable and stress-free solution for us. It took him some time to convince us (or me specifically) but in the end I’m
glad we listened to his advice as it was spot on and we haven’t looked back.
Very happy with Ramsey and I look forward to progressing our property investment “journey” with them!
Ewan and his team have put together countless client finance packages and recently my own home and development project. They are massively solutions focussed and ensured everything happened on time. I particularly love their automated system that kept us up to date with each step.
Throughout our journey, Ewan has been encouraging and his unwavering confidence that we would achieve our goal was a driving force for us to
persevere & continue with building.
Ewan really does take the time to explain each step and process professionally and thoroughly especially as the build process is new to
me! ...
We've been working with Ramsey for a couple of years now and currently in the process of purchasing our second investment property. The whole team at Ramsey have been great and are all very dedicated to making sure everything runs smoothly and efficiently. This second time around has been made even better by Acacia who has been absolutely fantastic. Acacia works incredibly hard and her professionalism, knowledge and quick responding to all our questions, concerns and requests has been so appreciated and taken all the stress out of the whole loan process. One of the best things about Acacia is that she has always been available when we need her the most and we cannot thank her enough. If you're thinking of building a property portfolio then seriously consider the team at Ramsey and definitely request to work with Acacia. Thanks everyone.
I would like to thank the Ramsey Property Wealth team for what has been an excellent outcome in all aspects of the restructure of our complex situation involving multiple banks and 9 properties. Your responsiveness and assistance has made the process easy for us to achieve a better financial outcome...