Stay informed with industry articles and actionable tips designed to help you maximise and accelerate your property investment journey to building genuine, lasting wealth through smart property investment
Why Cash Flow Is the Lifeblood of a Growing Property Portfolio
Building a property portfolio beyond one or two investments is a common ambition among Australians - but making it happen requires more than just buying properties. One of the most critical factors in scaling a successful portfolio is managing your cash flow effectively. Without it, even the most promising assets can become financial burdens, holding you back from growing further.
7 Questions to ask your Advisor Before Buying Property
Building lasting wealth through property is rarely the result of short-term wins or lucky timing. More often, it’s the product of careful
planning, informed decision-making and consistently reviewing your approach as life and markets change.
In a property industry that often focuses on transactions and commissions, many investors miss the value of long-term, unbiased advice. Yet,
this is one of the most important factors in achieving sustainable success.
Why you need to review your Property Portfolio before June 30
As the end of the Australian financial year (EOFY) approaches, smart property investors know this is the ideal time to take stock. A thorough review of your investment property portfolio before June 30 can offer significant tax advantages, along with greater clarity and control for the year ahead. Here's why it’s essential, and how you can benefit both now and in the future.
Gearing for Growth: The Key to Building a Balanced Property Portfolio
Are you chasing capital growth or cash flow—and do you actually need to choose?
In this must-read guide, Ramsey Property Wealth unpacks the differences between positive and negative gearing, and
why successful investors use both to build long-term wealth. Discover the strategic role each plays, the hidden risks of getting it wrong,
and how a tailored plan can give your property portfolio the balance it needs to perform in any market.
The Importance of a Property Strategy
Investing in property is one of the most popular ways to build wealth in Australia. With the potential for capital growth, rental income, and long-term financial security, it’s no wonder property remains an attractive investment choice. However, diving into the property market without a well-thought-out strategy can lead to costly mistakes and missed opportunities. Having a clear investment strategy not only helps mitigate risks but also ensures that your financial goals are achievable.
Why Property Investors Are Key to Solving Australia’s Housing Crisis
Australia’s housing crisis has reached a tipping point. With rental affordability at an all-time low, construction delays worsening, and
supply failing to meet demand, policymakers are scrambling for solutions. Yet, one group that should be part of the solution, property
investors, is being sidelined.
Budget Review 2025: A Balanced Outlook for Property Investors
The 2025 Federal Budget introduces targeted measures to address housing affordability, infrastructure gaps, and cost-of-living challenges. While short-term pressures may temper price growth in specific segments, strategic opportunities emerge in regional markets and prefabricated housing. Investors must balance inflationary risks, interest rate trends, and policy-driven supply increases to optimise portfolios.
How to Build a Resilient Property Portfolio Throughout 2025
The Australian property market is shifting, and investors need to be more strategic than ever. With rising interest rates, supply shortages, and policy uncertainty, those who succeed will be those who adapt.
The State of Australian Housing in 2025 – Lessons from the AFR Business Summit
When our Director, Ewan Ramsey attended the Australian Financial Review Business Summit 2025 last month, a sobering
reality check was delivered on the state of the housing market.
Australia faces a severe housing supply shortage, driven by rising construction costs, restrictive policies, and productivity challenges
in the building sector.
Maximising Tax Benefits Through Property Depreciation: A Guide for Investors
For property investors, depreciation is one of the most effective yet often overlooked strategies for reducing taxable income and boosting cash flow. By understanding how it works and leveraging it properly, investors can unlock significant financial benefits. This article delves into the mechanics of property depreciation, explores its tax advantages, and provides practical tips for maximising its potential in your property investment journey.
Incorporating Financial Goals Into Your New Year’s Resolutions: A Guide for Property Investors
As the new year approaches, it’s the perfect time to set actionable financial goals. This article offers a step-by-step guide for property investors, from evaluating your current position to defining clear objectives. Discover how to align your resolutions with long-term investment strategies, leverage market opportunities, and stay on track with expert advice. Start 2024 with a plan to achieve your property investment aspirations!
Your Multi- Award Winning, Trusted Advisors
Ramsey Property Wealth is a multi-award winning property investment and mortgage advisory firm, recognised for our diversified
service offering, allowing customers to shrink debt and build long term wealth through strategic mortgage strategy, property planning and
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Client Reviews
My partner and myself were referred to Ramsay property as we had a complicated loan set up consisting of us running a small business and a
guarantor.
The loan came through all in time and the service was more than great
Would 100% recommend to any future buyers to get in touch with anyone in their office
Appreciate the help guys!
Doug - Complex Structure, Sydney
The team at Ramsey Property Wealth have been amazing to me and my family.
Even though we hit a few roadblocks along the way, they always came back almost instantly with a plan B to fix it, and they did. Thanks to
them I am now a proud owner of a home and I couldn't be more grateful for their hard work and dedication.
They were with me every step of the way and never complained about my constant phone calls, emails and messages.
Thank you to the team at Ramsey Property Wealth.
Ramana - First Home Buyer, Brisbane
Thanks to the team at Ramsey Property Wealth we are in our first home! The help was fantastic throughout the build process with communicating to the bank and the builder to ensure it all went smoothly.
Skye - First Home Buyer, Brisbane
Ramsey Property Wealth customer service is second to none. They are always extremely helpful, efficient & friendly. We can’t thank them enough for what they have done for us.
Kathy - Owner Occupier, Melbourne
I recently sold and bought a property with the help of the team at Ramsey Property Wealth. I can't speak highly enough of their service, from my initial enquiry with the Managing Director Ewan, to their follow up after the properties had settled, their service was prompt, efficient, professional and simply took out all the stress of such a transaction.
Mark - Owner Occupier, Sydney
Ewan and his team have put together countless client finance packages and recently my own home and development project. They are massively solutions focussed and ensured everything happened on time. I particularly love their automated system that kept us up to date with each step.
Blake - Property Developer/Investor , Brisbane
The service we received has been premium and of the highest standard. Thank you for helping us get in the market!! We can't wait to work with you again in the future.
Michelle - First Home Buyer, Melbourne
Ewan and his team are very professional and thorough. They chased up constantly on the financial institution to ensure that our initial loan and refinance were proceeding as quickly as it could.
Phil - Owner Occupier, Brisbane
Throughout our journey, Ewan has been encouraging and his unwavering confidence that we would achieve our goal was a driving force for us to
persevere & continue with building.
Ewan really does take the time to explain each step and process professionally and thoroughly especially as the build process is new to
me! ...
Sharon - Property Investor, Brisbane
Dion, Nardine, Jay and their team were absolutely amazing to deal with and Dion’s communication was fantastic. I was kept up to date every step of the way during the process and even when I had questions or queries, he took the time to explain everything I wanted to know, in depth at a level I could understand...
Stacey - Owner Occupier, Brisbane
I recently moved into a new home on the Sunshine Coast. Being self-employed, finance can at times be a tad trickier to obtain. Dion and the team at Ramsey Property Wealth did all the hard work for me and sourced fantastic, best-priced loan with a leading bank in record time....
David - Owner Occupier, Sunshine Coast
I would like to thank the Ramsey Property Wealth team for what has been an excellent outcome in all aspects of the restructure of our complex situation involving multiple banks and 9 properties. Your responsiveness and assistance has made the process easy for us to achieve a better financial outcome...