Is the Australian Property Market Crashing in 2026? What the RBA's Latest Rate Rise Means
The RBA has raised rates to 4.85%. Is Australia's property market heading for a crash? Explore the data and what it means for investors.
The
Ramsey
Blog
An extensive library of property investment articles, market insights and wealth-building commentary - curated by our finance,
property and research teams. Every piece written to assist astute, committed investors make better, more informed decisions.
The RBA has raised rates to 4.85%. Is Australia's property market heading for a crash? Explore the data and what it means for investors.
The RBA has raised the cash rate to 4.85%. See what the November 2026 decision means for property investors, mortgage costs and borrowing capacity.
Should you buy, hold or restructure your property portfolio in 2026? A practical guide for busy Australian investors with multiple
properties.
Should you buy another investment property now or wait? Assess local prices, rental demand, housing supply, borrowing capacity and holding costs before deciding.
Should property investors fix their mortgage now or wait for the RBA? Compare fixed and variable loans, refinance timing, cash flow and portfolio flexibility.
Learn how Australian property investors can prepare for changing interest rates, lending conditions, housing supply and the next property cycle.
Own a multimillion-dollar property portfolio? Learn how to assess cash flow, debt, equity, rental performance and long-term investment strategy.
Explore how higher interest rates, softer property prices and housing supply affect Australian property investment opportunities in 2026.
Should you buy another investment property, reduce debt or hold? Compare the options and understand what may suit your property portfolio.
Discover why high-income Australian property investors can struggle to borrow more despite substantial equity and how portfolio planning can help.
How many investment properties can a dentist realistically afford? Discover how borrowing capacity, practice finances, cash flow and existing debt influence property investment decisions, and why building a sustainable portfolio matters more than the number of properties you own.
Why do high-income professionals struggle to grow their property portfolios despite earning well and having substantial equity? Discover how borrowing capacity, cash flow, existing debt and strategic portfolio planning affect the ability to invest further and build sustainable property wealth.
What should Australian property investors do when property prices fall and interest rates rise? Discover whether to buy, hold or strengthen your portfolio by assessing borrowing capacity, cash flow, debt and market opportunities in 2026.
Is now a good time to buy property in Brisbane? Higher interest rates, softer prices and lower buyer confidence are changing the market—but they may also be creating opportunities. We explore what investors should consider before making their next move.
Book a complimentary Discovery Call with a senior adviser. We'll discuss your goals, answer your questions, explain our approach, and help you determine whether Ramsey is the right partner for your long-term investment journey.