Build the property portfolio, financial stability

and lifestyle you’re looking for...


Discover our industry pioneered Property Portfolio Programs, assisting our clients in acquire 6-8 investment properties over 10 years earning up to $3,700 a week in passive income.
Our Property Portfolio Programs are bespoke to you and designed to help you to shrink debt and build long term wealth through
strategic property investment, planning, lending and property acquisition.



Meet our Director


Each client has unique circumstances.
Get to know Ewan has amassed a personal net wealth of over $10 million in 10 years and see how we help you build out a 10 year strategy acquiring up to 8 properties returning over $3,700 per week in passive income. 

Book a strategy call   Book a strategy call  



Our Portfolio Planning Process


Discovery


A session with our dedicated expert to uncover your goals and aspirations as well as your financial situation and everyday challenges.

Evaluate & Development


We take all of the information gathered and look for opportunities to reach your financial and portfolio goals. Creating the right strategy for your needs.

We develop this into a conservative, structured plan – never over-promising, but always over-delivering. Fine-tuning different aspects of your plan to ensure we’re right on the money.

Debt Structure


We will complete a preliminary assessment of your finances, current mortgages, debts.

Our qualified Mortgage Advisors will provide recommendations to enhance your financial well being & debt structure strategy to maximise cash flow of your portfolio.

Property Selection


Our team will recommend properties that have been personally selected to fit your property strategy, optimised for growth & and high rental yield. These properties will align to our 10 Golden Rules.

Protect Cash Flow


Every property we select is backed by a 3 year rental guarantee in an area with a proven track record and managed by local area experts with regular rental yield reviews to ensure you are always maximising cash flow.

Tax Deductions


We recommend property strategies that will maximise the tax effectiveness of your property portfolio to unlock thousands of dollars in tax deductions and refunds.

Monitor & Grow


Our qualified strategists proactively monitor the market to identify the latest opportunities,strategies or changes to grow your portfolio and keep you on track.

Optimisation


The strength of any plan is through its execution, your portfolio & finances will be regularly reviewed to keep you on track. We will assess your portfolio performance and engage stakeholders to maximise performance and make adjustments to your portfolio strategy as required.


Book a call Book a call
1
Discovery
Discovery
2
Evaluate & Development
Evaluate & Development
3
Debt Structure
Debt Structure
4
Property Selection
Property Selection
5
Protect Cash Flow
Protect Cash Flow
6
Tax Deductions
Tax Deductions
7
Monitor & Grow
Monitor & Grow
8
Optimisation
Optimisation







Your Multi- Award Winning, Trusted Advisors



Ramsey Property Wealth is a multi-award winning property investment and mortgage advisory firm, recognised for our diversified service offering, allowing customers to shrink debt and build long term wealth through strategic mortgage strategy, property planning and acquisition.

Who We Help 

Aspiring Property Investors

You may have already purchased your first home or are looking to get on the property investment ladder. But investing seems a little intimidating:

Where do you start, how much money do you need and how can it fit in with your current lifestyle?

If you’re looking for guidance and an outside perspective on your current options, we can help.

I'm looking to get started  I'm looking to get started 

Sophisticated Property Investors

You currently have one or two investment properties under your belt but you’ve hit a dead-end.

How do you take your portfolio to the next level?


Without a structured plan, you’re unsure of which steps to take next and how to move forward with collecting more income generating investment properties.

I want to grow my portfolio I want to grow my portfolio



A sample of our work

Each plan is custom-built by a qualified Ramsey Property Wealth Strategist and takes into account your current financial and personal situation and future property goals, unique to your individual circumstances.


      Download E-book   Download E-book  

Your Property Strategy Team

Ewan Ramsey Managing Director
Contact Contact
Rick Otteraa Director,  Strategy & Execution
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Phil Zabaks Senior Portfolio Advisor
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What Our Clients Say

See what Megan & Matt and Willem have to say about their experience with our Property Portfolio Plan service.




Our Partners

We have spent the last 15 years building a network of trusted partners to provide you with the latest market insights, property trends and comprehensive research that helps you make the strongest purchasing decision.

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Client Reviews

Building wealth is not for the feint of heart! It requires ambition, capital, and risk! Many of us don't come from families who have already figured out how to achieve this, or families that can provide fallback support if things go sideways. So what do we do? We form business partnerships with experts to help us make the right choices and minimize our risk! This is what Ramsey Property Wealth will do for you. Ramsey is a team of people that you can partner with to achieve these objectives. And they are all doing it themselves as well. You'll speak with people like strategy experts like Rory who will help you understand what a good strategy looks like. You'll work with credit experts who will not only make debt structures look and feel simple - but will also guide you through the process of executing on those structures (which is massive - especially if you're like me and have a hard time getting these things to stick). You'll work with buyer agent teams with analysts and hunters to help find and execute on those properties that fit your strategy. They are actually quite excited to help you achieve your goals - because its win-win. Your property wealth is your business. Helping you build that business is Ramsey's business. Its a business partnership match made in heaven.

Paul G.

We’ve recently started our journey with Ramsey Property Wealth, and Phil Z has been an incredible support from day one. Even though we’re still early in the process, his guidance, patience, and clear advice have already made a big difference. He’s helped ease the stress and uncertainty that can come with investing, and we genuinely feel we’re in good hands. Looking forward to the journey ahead!

Polly

Partnering with Ramsey Property Wealth has been nothing short of outstanding. From a builder’s perspective, the difference they bring to the table is clear senior experience, structured planning, and disciplined execution at every stage of the process. What stands out most is their ability to combine vision with precision. Every interaction we’ve had has been seamless, thanks to the way they communicate, strategise, and manage expectations. Their in-house expertise makes working together not only easy, but also extremely effective for all parties involved. We’ve now embarked on multiple projects with Ramsey and each one has reinforced just how professional, reliable, and detail-driven their team is. It’s refreshing to work with a business that treats property not just as a transaction, but as a vehicle for long-term wealth creation. Highly recommend Ramsey Property Wealth as one of the best in the industry, and we’re excited for many more successful projects together.

Corey

I have had an excellent experience working with Ramsay Property Wealth. They recently helped me refinance my mortgage, and the process was smooth, transparent, and far less stressful than I anticipated. Their team took the time to explain every step clearly, ensuring I understood my options and felt confident in the decisions I was making. What really sets them apart is their ongoing support. I'm currently working with them to purchase my first investment property, and their guidance has been incredibly valuable. They’ve provided expert advice not only on financing but also on strategy and property selection, which has made a huge difference in how I approach investing. If you’re looking for a knowledgeable, supportive, and trustworthy team to assist with your mortgage or investment goals, I highly recommend Ramsay Property Wealth.

Jodi

I have had an excellent experience working with Ramsey Property Wealth. Being a first time investor at 27 years old I was quite nervous to begin my property investment journey as I felt the process was going to be too stressful and overwhelming. The whole team at Ramsey have been incredibly supportive and encouraging. Rick has ensured that the plan was in line with what I was comfortable with and would always make me feel heard and supported. I can't thank them enough.

Amy

Our experience with Ramsey's team has been nothing short of exceptional. From the very beginning, each step of the process was smooth and hassle-free. The team ensured we were well-informed at every stage, clearly communicating what was happening and outlining what we could expect next. Their professionalism and dedication have made us feel supported and confident throughout the entire journey. We are looking forward to continue our collaboration with Ramsey's team, knowing that we can rely on their expertise and commitment to excellence.

Chiara

My husband and I couldn't recommend Ramsey enough. With very little time to do market and property research ourselves the team at Ramsey have alleviated any stress and made the process for us so simple. Adam especially has taken so much time to correspond with us after hours as we have recently moved overseas. If you are looking to expand your portfolio without the added stress I'd highly recommend Ramsey.

Brooke & Matt

About a year ago we wanted to get some guidance in property investment; We had dealt with a Ramsey competitor in the past but weren’t entirely convinced by them hence wanted to looked elsewhere. We found Ramsey through an internet search and the reviews I read on internet seemed good so we decided to have a chat to them to see how they could assist and how they compared. From the start they came across as very professional and accomodating and more importantly we felt that their advice was tailored to what was best for us, not what suited them best in terms of commissions (this is what we missed in the past with their competitor). As we liked what we saw we decided to engage them to develop a plan and guide us through the steps of property investment. So far we are very happy with everything they have done for us. Whether it is organising the finance, managing settlement of the investment property, advising on agents or solicitors, it’s all managed well, in a timely fashion, transparently and cost effectively, and it takes a LOT of work away from us while we’re getting expert advise which is exactly what we were after. Very happy with Ramsey and I look forward to progressing our property investment “journey” with them!

Martin & Leanne

Ewan and his team have put together countless client finance packages and recently my own home and development project.  They are massively solutions focussed and ensured everything happened on time.  I particularly love their automated system that kept us up to date with each step. 

Blake

Throughout our journey, Ewan has been encouraging and his unwavering confidence that we would achieve our goal was a driving force for us to persevere & continue with building.

Ewan really does take the time to explain each step and process professionally and thoroughly especially as the build process is new to me! ...

Sharon

We've been working with Ramsey for a couple of years now and currently in the process of purchasing our second investment property. The whole team at Ramsey have been great and are all very dedicated to making sure everything runs smoothly and efficiently. This second time around has been made even better by Acacia who has been absolutely fantastic. If you're thinking of building a property portfolio then seriously consider the team at Ramsey! Thanks everyone.

Paul

I would like to thank the Ramsey Property Wealth team for what has been an excellent outcome in all aspects of the restructure of our complex situation involving multiple banks and 9 properties. Your responsiveness and assistance has made the process easy for us to achieve a better financial outcome...

Damian & Carolyn


The Ramsey Blog

How Passive Income from Property Investment Can Transform Your Life

Discover how strategic property investment can create sustainable passive income and transform financial independence.

This article explores how a well-structured portfolio can generate $130,000 annually, the benefits of diversifying across property types, and why building long-term cash flow is key to achieving security, flexibility, and freedom of choice.

Why Playing It Safe Is the Biggest Risk of All in Property Investment

Playing it safe in property investment can sometimes be the riskiest move of all. This article explores why relying on familiar, local markets may limit growth and increase exposure to downturns  and how diversification across regions and property types can build a stronger, more resilient portfolio for the future.

Which Property Type Is Right for Your Investment Goals

From classic single-key homes to innovative co-living spaces and specialist NDIS properties, each option serves a different purpose within a long-term strategy.

In this blog, we break down five of the most popular property types, their benefits and drawbacks they best suit so you can have a clearer, more confident conversation with your Portfolio Advisor.

Key Decisions That Limit Property Investors when Growing a Sustainable Property Portfolio

Many investors unknowingly make decisions that restrict their ability to build a sustainable property portfolio. This article highlights the common pitfalls that limit growth and provides insights into smarter strategies for long-term success in property investment.

Why Cash Flow Is the Lifeblood of a Growing Property Portfolio

Building a property portfolio beyond one or two investments is a common ambition among Australians - but making it happen requires more than just buying properties. One of the most critical factors in scaling a successful portfolio is managing your cash flow effectively. Without it, even the most promising assets can become financial burdens, holding you back from growing further.

7 Questions to ask your Advisor Before Buying Property

Building lasting wealth through property is rarely the result of short-term wins or lucky timing. More often, it’s the product of careful planning, informed decision-making and consistently reviewing your approach as life and markets change.

In a property industry that often focuses on transactions and commissions, many investors miss the value of long-term, unbiased advice. Yet, this is one of the most important factors in achieving sustainable success.

Why you need to review your Property Portfolio before June 30

As the end of the Australian financial year (EOFY) approaches, smart property investors know this is the ideal time to take stock. A thorough review of your investment property portfolio before June 30 can offer significant tax advantages, along with greater clarity and control for the year ahead. Here's why it’s essential, and how you can benefit both now and in the future.

Gearing for Growth: The Key to Building a Balanced Property Portfolio

Are you chasing capital growth or cash flow—and do you actually need to choose?

In this must-read guide, Ramsey Property Wealth unpacks the differences between positive and negative gearing, and why successful investors use both to build long-term wealth. Discover the strategic role each plays, the hidden risks of getting it wrong, and how a tailored plan can give your property portfolio the balance it needs to perform in any market.

The Importance of a Property Strategy

Investing in property is one of the most popular ways to build wealth in Australia. With the potential for capital growth, rental income, and long-term financial security, it’s no wonder property remains an attractive investment choice. However, diving into the property market without a well-thought-out strategy can lead to costly mistakes and missed opportunities. Having a clear investment strategy not only helps mitigate risks but also ensures that your financial goals are achievable.

Why Property Investors Are Key to Solving Australia’s Housing Crisis

Australia’s housing crisis has reached a tipping point. With rental affordability at an all-time low, construction delays worsening, and supply failing to meet demand, policymakers are scrambling for solutions. Yet, one group that should be part of the solution, property investors, is being sidelined.

Budget Review 2025: A Balanced Outlook for Property Investors

The 2025 Federal Budget introduces targeted measures to address housing affordability, infrastructure gaps, and cost-of-living challenges. While short-term pressures may temper price growth in specific segments, strategic opportunities emerge in regional markets and prefabricated housing. Investors must balance inflationary risks, interest rate trends, and policy-driven supply increases to optimise portfolios.

How to Build a Resilient Property Portfolio Throughout 2025

The Australian property market is shifting, and investors need to be more strategic than ever. With rising interest rates, supply shortages, and policy uncertainty, those who succeed will be those who adapt.

The State of Australian Housing in 2025 – Lessons from the AFR Business Summit

When our Director, Ewan Ramsey attended the Australian Financial Review Business Summit 2025 last month, a sobering reality check was delivered on the state of the housing market.

Australia faces a severe housing supply shortage, driven by rising construction costs, restrictive policies, and productivity challenges in the building sector.

Maximising Tax Benefits Through Property Depreciation: A Guide for Investors

For property investors, depreciation is one of the most effective yet often overlooked strategies for reducing taxable income and boosting cash flow. By understanding how it works and leveraging it properly, investors can unlock significant financial benefits. This article delves into the mechanics of property depreciation, explores its tax advantages, and provides practical tips for maximising its potential in your property investment journey. 

Incorporating Financial Goals Into Your New Year’s Resolutions: A Guide for Property Investors

As the new year approaches, it’s the perfect time to set actionable financial goals. This article offers a step-by-step guide for property investors, from evaluating your current position to defining clear objectives. Discover how to align your resolutions with long-term investment strategies, leverage market opportunities, and stay on track with expert advice. Start 2024 with a plan to achieve your property investment aspirations!

Why Queensland's Infrastructure Boom is a Golden Opportunity for Interstate Property Investors

Queensland’s $103.9 billion infrastructure investment is driving property demand and value growth. This article explores why interstate investors are flocking to capitalise on these opportunities. From enhanced transport links to economic expansion, Queensland is positioning itself as a hotspot for long-term returns. Discover how this infrastructure boom can boost your property portfolio and why acting now is critical to maximising investment potential.

Why the Australian Property Market Rarely Collapses: A Resilient Landscape

Australia’s property market is renowned for its resilience, weathering global financial uncertainties better than most. This article examines the factors behind its stability, from consistent population growth and housing demand to government infrastructure investment. Discover why Australia’s diverse and decentralised markets rarely collapse and how these traits make property investment a sound choice for those seeking financial stability and long-term growth in uncertain times.

Property Market Analysis: A Multi-Faceted Approach to Leading the Market

Success in Australia’s property market requires more than following broad trends. This article unveils a multi-faceted analysis method, examining growth indicators, suburb comparisons, and market conditions. It highlights the importance of qualitative data, development opportunities, and targeted research for informed decisions. Whether you’re an investor or homebuyer, discover how a tailored market approach can give you a competitive edge and help you identify high-performing areas.

Why Investing in Property in Australia in 2024 Makes Financial Sense

Australia’s property market in 2024 offers compelling opportunities for investors. With ongoing population growth, rising housing demand, and shifts in lifestyle preferences, the market remains resilient. This article explores why now is the time to invest, detailing key economic trends, the impact of sustainability initiatives, and emerging investment hotspots. Learn how real estate can secure your financial future in a year primed for growth and innovation.

Unlocking Opportunities: Investing Across Multiple States in Australia with Astute Land Tax Strategies

Investing in properties across multiple Australian states can unlock lucrative opportunities, but land tax complexities differ significantly between states. Without a strategic approach, investors may face unexpected costs. This article explores tax-saving strategies, highlights the importance of ownership structures, and provides actionable insights to optimise your investments. Discover how to navigate Australia’s diverse land tax system and maximise your returns through smart, multi-state property investments.

Counting the Hidden Costs: The Pitfalls of Purchasing Property Without a Buyer's Advocate in Australia

Navigating Australia's competitive property market without a Buyer's Advocate can lead to hidden costs and challenges. Without professional guidance, buyers may face significant time and effort expenditures, emotional decision-making pitfalls, lack of market expertise, and legal complexities. A Buyer's Advocate streamlines the process, provides objective advice, and ensures compliance with legal requirements, ultimately safeguarding buyers from potential financial and legal pitfalls.

The True Worth of an Investment Buyers Advocate: Maximising Return On Investment!

In the labyrinth of real estate, finding lucrative investments is a daunting task. For Australian investors, Buyers Advocates emerge as essential allies, offering expertise that transcends their fees. Armed with insider knowledge, data analytics, negotiation mastery, and access to off-market opportunities, these professionals maximize returns while mitigating risks. Learn how their strategic guidance transforms investments into success stories.

Investor Confidence in Australian Property Market Soars - A Deep Dive into the Latest Trends

The latest data from the Australian Bureau of Statistics defies expectations, revealing a remarkable 21.5% surge in investor mortgage commitments, contrasting owner-occupier figures. With investors outpacing first-home buyers, the market landscape evolves. Chief Economist Leith van Onselen sheds light on these trends, emphasizing the pivotal role investor sentiment plays in shaping the market's trajectory.

Today's Property Investment Market: Highlights from our Director

Sophisticated investors have an opportunity to capitalize on current property market conditions amid the Reserve Bank of Australia's (RBA) interest rate policies and broader economic factors. Here are some highlights and commentary from our Director, Ewan Ramsey on what this means for the broader market and specifically for our clients, strategic property investors.

Navigating Mortgage Valuations: The Game-Changer in Home Financing

Amidst the complexities of securing a home loan, the often-underestimated property valuation process takes center stage. Recent insights from the Australian Financial Review reveal substantial valuation discrepancies, impacting interest rates and Lenders Mortgage Insurance. Learn how adept borrowers rely on expert mortgage advice to navigate this critical phase, ensuring a fair deal aligned with their financial goals.

5 Tips for Property Investing Success in 2024

Prepare for the dynamic property market of 2024 with these 5 essential tips. Learn to develop a robust long-term plan, choose prime locations, and safeguard your finances with a buffer. Explore the significance of demographics and how they shape lasting wealth. Start your journey towards achieving your financial and lifestyle goals by undertaking the following.

Understanding Investment Property Depreciation

Discover the significance of depreciation schedules in property investment for maximizing tax benefits and expanding financial portfolios. Gain insights into navigating depreciation calculations for new and older properties, and their impact on tax deductions. Learn about the optimal timing for claiming depreciation and the importance of seeking professional guidance. Elevate your understanding of property depreciation with expert insights.

Plan and Exceed Your Net Wealth Goals in 2024

As we step into the new year, it's the perfect time for Australian property investors to shape and refine their strategies for success. The property market is constantly changing, so having a clear understanding of your end game and forward-thinking approach is crucial.

How to create a game-changing Net Wealth position

There are different ways to think about wealth and where you want to be in the future.  Be it five, ten or even fifteen years - especially if you're considering property as an investment vehicle - in this article we explain what it really means to building wealth and and change your Net Wealth position for life.

Maximising Your Time To Invest

Planning for your financial and lifestyle aspirations often takes a back seat to work and family responsibilities, so finding time to invest for your future goals can take a back seat. In this article you will read how you can maximise that time to invest while meeting all your life goals.

Spotting Unqualified Property Portfolio Planning Services

The industry is full of property houses, acquisition suppliers, intermediaries and buyer's agents demanding your attention but how do you know who is genuinely working in your best interests? And what is their version of a ‘property portfolio plan’?

Buyer's Agents: Property's Best-Kept Secret

A buyer's agent works for you as the buyer, not the seller, and their job is to help you find the right investment property, with the right rental yield in the right growth corridor, at the right price. They become your expert property sourcing, negotiating I've left this unchanged but the word 'right' appears multiple times in the sentence and can be hard to understand by some readers.

Setting Your Future Retirement Dreams: Can Property Investment Help?

Many Australians face the prospect of a retirement that increasingly doesn't align with their dreams and aspirations. With careful planning Australians during their working years can unlock strategies to invest in property that provides rental income and potential capital gains through increased values to help reach your above-average retirement goals.

Investing for Financial Freedom: Our Insights

First Home Buyers: $1,800 Monthly Repayment Reduction

Aspiring first-home buyers facing affordability hurdles can soon tap into dual federal government support.

Finding the Right Investment Property for You

The type of investment property you buy, location, and features will primarily be based on your property wealth strategy.

First-Time Investment Loan Guide: Your Ultimate Starting Point

Investing in property can help you achieve your financial and lifestyle goals. For many first-time investors, it can seem overwhelming to know where to begin.

Refinance to escape the fixed-rate cliff

What  can you do to avoid the fxed-rate cliff? Recently, former Reserve Bank Governor Ian Macfarlane warned that the banking regulator, APRA, will likely have to relax loan serviceability buffers if fixed-rate mortgage holders struggle to refinance their loans.

Loan-to-Value Ratio (LVR): What You Must Know

When looking at your first home loan, one term that you probably have heard of is LVR or 'loan-to-value ratio'. LVR is simply the amount of money you need to borrow as a percentage of the purchase property's value. Therefore, the larger your deposit, the lower your LVR will be.

A Guide to Buying an Investment Property

The latest figures from the ABS show that our love affair with property continues even during the rising interest rate cycle.  Here's how our guide to how you can get started in property investing.

Home Loan Refinancing: Why use a Mortgage Advisor?

Around 2,300 Australians are taking advantage of a better deal on their home loan, choosing to refinance their mortgage after eleven rate rises since April 2022.

Land Tax: Uncovered

Like most homeowners, you may need to know that you will be liable for a land tax when purchasing an investment property. Unlike stamp duty which is the one-off amount paid when you buy a home that will be your principal place of residence.

7 proven tips when applying for a home loan

For people who find the experience unsettling when applying for a home loan, this article provides seven tips for applying for a home loan to help the application process  go as smoothly as possible.

Property cycles: When should you invest?

Constant headlines, media speculation and the weekend conversation amongst family and friends will likely confuse you about the right time to invest in property.

Negative Gearing: Explained

Negative gearing means borrowing money to buy an asset. It is often a tax reduction strategy used by investors. When an asset, in this case, a property, produces income (e.g. rent) that is less than the expenses that occur, it makes a loss. 

Fixed rate expiring? Here’s what to do

With the Reserve Bank due to meet again for the first time in 2023 this month, many homeowners and property investors will be watching closely.

Will they raise the cash rate again? And what does this mean for mortgage holders who locked in a fixed rate during the height of the pandemic?

Expanding your property portfolio? The three best spots in Australia to buy this year

When it comes to investing, knowing WHERE to invest is just as important as knowing WHAT type of property to invest in. This article will give you the tools on how to interpret trends in the Australian Property Market and make your next move.

Building your portfolio? How to make money from your properties in 2023

As we start 2023, there’s no hiding from the fact that there are challenges for those investing in property. But what does this mean when it comes to making money from your investment property?

Protect Yourself Against Rising Interest Rates

Whether you’re a seasoned property investor or a first-time buyer, there are ways you can reduce mortgage stress and protect yourself against rising interest rates. How? As property wealth management and mortgage experts, we’ll share our wisdom on how to ride the wave of the property market’s highs and lows - ensuring you move forward on your path to purchasing more properties. 

Residential Developer- Structured Finance for Cashflow and Project Longevity

Andrew is a successful residential developer and he’s been working with our Mortgage Advice team, for the last 12 months on his client’s property finance needs. After devoting so much of his time and attention to making other people’s dreams a reality in Property, Andrew decided it was time to purchase his own investment property. And, after working with Ramsey closely, via his client's Development deals, he decided the next natural step was to continue working with our team. 

How to save money immediately by refinancing your home

With money on our minds in the current economic climate, we’re all looking for ways to save. As a homeowner, no doubt your mortgage is your most significant expense and when you started on your mortgage journey you might have a low-interest rate, but as time has passed, your home loan might not be giving you the best financial outcomes you would have projected.  

Refinancing seems scary but it can save you a considerable amount of money every month and set you up for a better financial future. This short blog will take you through how refinancing actually saves you money and if you’re best suited to the strategies we outline. 

Should home buyers worry about negative media regarding the property market?

A quick scan of the headlines can give you a very negative outlook on the property market. With the focus being on an inevitable market correction and drop-off in home values. So, it’s understandable that, as a home buyer, you might be delving into a bit more research or opting for professional advice before making your next move. But how much of this negative news should you listen to and what worries can you cast aside? Today, we want to approach this head-on. Giving you a clearer idea of what to take on board and what aspects of the media’s property perception may not be relevant for you. 

The Flip

Has your portfolio hit a brick wall? You’re not alone. With interest rates where they are today, cash that once was saved for your next step is now being spent on keeping the properties you already have, potentially stunting your goal towards financial freedom. 

It doesn’t have to be like that, we want to take you through our 6-step process we like to call ‘Flipping it on its head’. We’ve used this strategy with many of our clients who have been lumped with poor cash flow and are unable to move forward. Let’s dig into it....

Is now a good time to be purchasing an Investment Property?

With the property market and finances being somewhat volatile, purchasing an investment property may seem risky business. However, with knowledge and specialist expertise on your side, you could not only seek to position yourself firmly on the investment property ladder but also make substantial financial gains. So in this article, we’ll guide you on how to best approach purchasing an investment property in this market. 

The Federal Government Launches Home Guarantee Scheme

Have you been holding out from investing after seeing home prices reach new heights? You’re not alone and thus changes to the Federal Government’s Home Guarantee scheme have made it all the easier for some buyer groups to purchase a home. In this article, we’re going to unpack the complexities of the scheme, how it applies in different areas of Australia and the steps you can take to apply. 

Should homeowners worry about negative property forecasts?

A glance at property forecasts can make you worry about the value of your property decreasing in price or delay you from further progressing your property portfolio.  But do you actually have anything to be concerned about or is this just how the property market works? Let's take a look....

How to Pay Off Your Home Loan 10 Years Faster

Most mortgages are spread out over 25 to 30 years, but it doesn’t have to be that way. With a few simple strategies you can take years and thousands off your loan, and it’s much easier than you might think.

Choosing a Fixed Vs Variable Home Loan: The Positives and Negatives

There are multiple stages in the property buying journey and it all starts with having the right home loan strategy from the very beginning and working with a Mortgage partner to consistently review this for the life of your loan.

Own 6-8 Properties in 10 years? Here’s Some Tips on Where to Start

Is one of your goals to own multiple income producing properties but you are cautious of how or where to start?

A Finance Guide to Buying Property at Auction

More and more, as land becomes more scarce or in a market where interest rates are low enticing greater buying power from different markets, auctions are becoming increasingly more popular.